Secured Personal Line of Credit


A standby banking facility to cover any unexpected expenses.

Applicable to Cheque and Yield Account and Jumbo Yield Account .

Complete flexibility to use the funds when needed.

A revolving credit line so that funds can be borrowed, repaid and re-borrowed during the term of the credit line. The limit of the credit line is based on customer's personal income, assets and credit history. Our Bank will review customer's usage of the credit line every year.

No interest on unused credit line.

No monthly administration fee and transaction fee, as long as the account is in good standing.

Customer shall complete the credit line application form and provide proof of income and assets.