Overdraft Protection


Pre-arranged limits to protect customers against account overdraft.

Prevent returned cheques and bank charge for non-sufficient fund.

Customer shall complete an overdraft protection application form and provide proof of income and assets.

Our Bank will approve overdraft limit based on customer's income and credit history. There is no specific repayment date, but our Bank will review individual's overdraft protection usage every year.

There is an overdraft administration fee; other service charge is the same as regular account.