Cash Rebate
  • 😊   Earn a 1% cash rebate on your annual eligible purchases with our CUP Classic Card (with a maximum rebate of CAD 300 annually). The annual pre-tax income requirement to be eligible for our CUP Classic Card is CAD 15,000.
  • 😊   Earn a 2% cash rebate on your annual eligible purchases with our CUP Gold Card (with a maximum rebate of CAD 500 annually). The annual pre-tax income requirement to be eligible for our CUP Gold Card is CAD 60,000.
  • 😊   Earn a 2% cash rebate on your annual eligible purchases with our CUP Platinum Card (with a maximum rebate of CAD 600 annually). The annual pre-tax income requirement to be eligible for our CUP Platinum Card is CAD 200,000.


A Variety of Benefits

Our China UnionPay credit cards provide a variety of benefits for customers.



One Card, Two Accounts – Save Money with China UnionPay

Your credit limits are a combined credit limit. All your daily purchases in China will be settled in CNY, and all your daily purchases in Canada will be settled in CAD. Transactions in a foreign currency, other than transactions in CNY, will be converted to CAD by using the real time UnionPay Card Exchange Rates.

There are no Currency Conversion Fees when you use China UnionPay Cards on the UnionPay acceptance network all around the world.



Worldwide Acceptance

If you are a frequent traveler to China, our China UnionPay Dual Currency Credit Card(s) are a great travel partner! Our China UnionPay Dual Currency Credit Card(s) can be widely accepted in mainland China. You can shop and access cash to your heart's content during your trip.

Our China UnionPay Dual Currency Credit Card(s) can be accepted worldwide at the UnionPay acceptance network which covers over 10 million merchants in more than 92 countries and cities.



Easy payment

Payment can be made via your ICBK internet banking, other banks' online banking, auto payment, or our branches.


For more details, please call our toll-free hotline 1-877-779-5588 or visit our branches.

Cash Back and Annual Fee Waiver

UnionPay Merchants Information

Disclosure Statement

Credit Card Cardholder’s Agreement