Business Smart Savings Account



—— New Business Smart Savings Account will help your business grow, FASTER.


The newly introduced Business Smart Savings Account allows your business to earn a competitive GIC-like interest rate, while giving your business the flexibility to access these funds at any time —— it is the perfect complement to your everyday business account(s).

Product Features*:

  • No monthly Fee
  • Multi-Currency Account: Business Smart Savings Account contains both Canadian Dollar and US Dollar accounts
  • Provide Monthly E-Statement (Paperless) accessible via internet banking
  • Competitive Interest Rate:Interest is calculated DAILY based on account's full balance and paid monthly to your account
  • Unlimited Free Transfer-in Credits from other bank accounts
  • Two Free Debit Transactions to other banks per month
  • Professional account managers to provide one on one business service
  • Online banking service package: Enjoy ICBK's convenient and user-friendly service and discounted service fee rate on basic debt transaction service fee, remittance and EFT
  • Automatic Transferring Service: allows account holders to transfer funds automatically between Business Smart Savings Account and other ICBK bank accounts



Competitive Interest Rate:

Please click this link for current interest rates for Business Smart Saving Account.



Basic Service Charges:

Account Administration fee
Credits / Deposits
(from other bank accounts)
Items deposited
(Cheques, Bank Drafts)
Debit Transactions
(To other bank accounts or issue cheques/bank drafts)
2 Free Debit Transactions per month
if exceeding: $8.00 each



* Industrial and Commercial Bank of China (Canada) reserves all the rights of final interpretation of this product. To open this account, a minimum deposit of CAD or USD 1,000,000.00 is required. Interest rates and service charges are subject to market and competitor changes.


Relevant Documents : Business Accounts Product Summary

For more information, please visit our branches or call customer service 1-877-779-5588