Special GIC offer
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Check ICBK’s winter promotions on GICs! No matter what you are saving your money away for, such as down payment, renovation, retirement, or as emergency funds, we can help you to grow your savings. Try our promotion GICs for a higher rate of return. All our term deposit products are CDIC-insured5. Limited time offer only, apply now!
  • Offer details: Offer only applicable for Non-redeemable GICs1.
    CAD
    Term Minimum Deposit Amount Rate2,3
    1-Year In branch$10,000and above
    Online Banking$1,000and above
    2-Year In branch$10,000and above
    Online Banking$1,000and above
    USD
    1-Year In branch$10,000and above
    Online Banking$1,000and above
    2-Year In branch$10,000and above
    Online Banking$1,000and above
  • Limited time only: Valid from now until Oct. 31, 2022
  • How to apply:
    -Already have an ICBK account:
    1)Online Banking:
    Step 1Log in to your ICBK personal online banking
    Step 2Select "Term Deposit", select "Contribute To Term Deposit" from the menu on the left panel, and select the deposit currency: CAD or USD
    Step 3Select the Deposit Type and click "Deposit" to proceed
    Step 4Select the account to be debited from, enter the deposit amount; note that the minimum deposit amount for this promotion is $1000 CAD or $1000 USD
    Step 5Select Maturity Instruction, Renewal Deposit Type and click "Submit" to confirm the application
    Step 6Confirm all the information are correct and click “OK” to complete the application
    2)In branches:
    Step 1Present your debit card and IDs to the teller for verification
    Step 2Note that for over-the-counter applications, the minimum deposit amount is $10,000 CAD or USD
    Step 3Sign the application form to complete the application
    -Do not have an ICBK account:
    Step 1Open a bank account at one of our branches
    Step 2You then may choose to apply the GIC online or in branch following the above steps.
  • Terms and conditions:
    1)Offer valid for 1-year term and 2-years term non-redeemable CAD or USD GIC only.
    2)The interest rates are per annum and applicable to this GIC offer.
    3)For term deposit products under non-registered accounts, the interest is calculated as simple interest.
    4)The Bank reserves the right to change the interest rate and cancel this promotion at any time without prior notice.
    5)Industrial and Commercial Bank of China (Canada) is a member of the Canadian Deposit Insurance Corporation (CDIC). CDIC protects eligible deposits of up to CAD $100,000 per depositor per insured category.
    6)For more information, please contact our branches.
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